Restoration Finance

Where Innovative Finance
Meets Nature-Based Solutions

Restoring mangroves, rebuilding livelihoods, and creating resilient coastal communities across Southeast Asia and the world.

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The Opportunity

The scale of the crisis — and the solution

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Abandoned fishponds in Southeast Asia awaiting restoration

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People globally dependent on mangrove coastal ecosystems

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Annual economic damage from mangrove loss globally (UNEP)

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More carbon stored per hectare in mangroves vs tropical forests

What We Do

A new model for
coastal resilience

We are not an NGO. We are a commercially structured institution building a replicable, scalable model for financing climate-resilient coastal livelihoods.

Innovative Finance

Capital Structured Around Harvest Cycles

Flexible financing tied to actual harvest revenue — not rigid monthly payments. No harvest means no repayment — and no default.

Nature-Based Solutions

Mangrove Restoration as a Financing Condition

Every loan is tied to measurable restoration outcomes — turning abandoned fishponds into productive, climate-resilient ecosystems monitored by AI.

Parametric Insurance

Fast-Payout Climate Risk Protection

Weather-triggered parametric coverage keeps communities financially resilient when disaster strikes — payouts within days, not months.

Our Model

Making Restoration Investable

Most mangrove conservation and coastal livelihood programs have traditionally been run in parallel — RISCO combines them into a single, commercially viable model.

Aquaculture financing drives income and creates an incentive for conservation
AI-powered monitoring tracks both farm performance and mangrove health
Parametric insurance removes the climate risk that deters commercial lenders
Revenue-based repayment aligns incentives between RISCO and farmers

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Featured & Cited In

Climate Policy
Initiative

The Platform

Built for farmers,
monitored by AI

RISCO's mobile platform gives farmers real-time insights, task tracking, and water quality monitoring — while giving RISCO operators full portfolio visibility.

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Water Quality Monitoring Real-time alerts with species-specific thresholds

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Task Management AI-generated tasks with photo proof and GPS tagging

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AI Aquaculture Advisor Expert guidance available 24/7 in local languages

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