RISCO is not an NGO. We are a commercially structured institution building a replicable, scalable model for financing climate-resilient coastal livelihoods — incubated by the world's leading conservation and finance organisations.
Across Southeast Asia and South Asia, millions of coastal farmers live at the intersection of two crises: economic exclusion from formal financial systems, and ecological collapse from mangrove deforestation and climate change.
RISCO was built to solve both at once. By structuring capital around harvest revenue — not fixed repayment schedules — and tying every loan to measurable mangrove restoration, we create a financially sustainable model that makes conservation a commercial outcome, not a charity.
We are not a pilot project. We are building the institution that scales this model to hundreds of thousands of hectares across the region.
RISCO did not emerge from a boardroom. It was built from years of working directly with coastal communities, conservation organisations, and development finance institutions.
RISCO's model was developed in partnership with Conservation International and the Climate Policy Initiative — combining deep conservation field experience with structured finance expertise to design a new class of nature-linked lending product.
The first revenue-based loans are deployed to women shrimp farmers in coastal communities in the Philippines, tied to mangrove restoration monitoring. 100% repayment rate across all completed cycles.
RISCO's proprietary mobile platform launches — giving farmers real-time water quality monitoring, task management, and AI aquaculture advisory, while giving RISCO operators full portfolio visibility and compliance tracking.
RISCO is cited as a leading model for nature-based finance by the World Economic Forum, Earthshot Prize, G20 Sustainable Finance Working Group, GIZ, and ASEAN — establishing RISCO as a globally recognised institution in the space.
RISCO launches a seaweed farming programme and begins scoping expansion to the Sundarbans, India — one of the world's largest mangrove systems — while publishing a Nature-Linked Finance Deep Dive with Conservation International and Rare.
Three principles that define how RISCO builds and scales.
RISCO has been cited, featured, and recognised by the leading global organisations working at the intersection of climate finance, conservation, and resilience.
Whether you're an impact investor, DFI, or conservation partner — there's a role for you in the RISCO model.